Page 863 - Demo

부천새마을금고현황(1998)____________________________________________________________________________________________(단위개소백만원)금고수자산액예금액대출액회원수 (명)198810218181918613979345721990116106654510342815467519921410519791646665908343519941414315612195689643126150199523181865158771111390157319199620214473173097120387170238199720249854192547147327181245199820292215250810146520152707자료새마을금고연합회경기도지부人闺복지과융경영기법의도입과경영합리화를통해자립기반을확보하며성장을모색하는적극적인자세를견지해야할상황에처해있다4)기타1986년에부천에는앞에서언급한제2금융기관외에도신용협동조합2개와증권회사1개투자신탁회사1개등이있었다즉신용협동조합으로복음신용협동조합과소사신용협동조합이있었으며현대증권과인천투자금융이부천에지점을개설하여영업을하고있었다1998년현재는부천에국민투자신탁등14개증권회사가지점을개설하고있다이는국민소득수준의향상및이에따른저축성향의향상과증권에대한관심이높아지면서나타난현상이라고할수있다카드入용이보편화되면서1998년현재부천에는국민카드비씨카드•삼성카드•엘지신용카드•외환카드의5개회사가지점을개설하고있다한편1986년에는2개만있던부천소재신용협동조합이1998년에는복사골신협등8개로그수가증가하였다꾸준한신장세를보이던제2금융기관은IMF관리체제의도래에의해급속한속도로소멸되는양상을보이고있다IMF관리체제의여파로많은제조업부문이구조조정을겪으면서문을닫게되었고실업자의증가에따라가계의소득수준및저축이감소되고있다이러한상황이반영되어서민들은수익성높은제2금융기관대신안정성을내세우는제1금융기관으로몰리는경향을보이고있다그결과소규모의제2금융기관은도산과합병소멸의과정을겪고있다